Invest in the Capital for Communities Fund

WCCN is pleased to announce that Capital for Communities Fund Notes are now available online through MicroPlace.com. This technology allows for investments in the Capital for Communities Fund as small as $20. Interest rates range between 2% and 5%, and terms vary by Note.

This new offering is an exciting development in WCCN’s microfinance work. It will not only enable more people to participate, but and allow WCCN to better meet the demand for capital among the working poor.

In accordance with securities laws, Capital for Communities Fund Notes are currently available via Microplace.com in the following states: AK, CA, CT, DC, FL, HI, IA, ID, IL, KS, MA, MD, ME, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NY, OH, OR, RI, SD, TX, UT, VT, WA, WV, WY.

If you live in a state not listed above, be assured that we are currently working to make this exciting opportunity available to you. Check back soon to see if your state has been listed. Residents of states not listed may still be able to invest in the Capital for Communities Fund through WCCN directly. Contact WCCN to inquire and request a prospectus.

The mission of MicroPlace is “To help alleviate global poverty by enabling everyday people to make investments in the world’s working poor.” MicroPlace seeks to connect people in the United States with microfinance institutions around the world that are looking for funds. Their objective is to raise capital for these institutions so they can expand and reach more borrowers. Because of the similarity between Microplace and WCCN’s missions, we believe that as partners, we can be even more effective.

The Capital for Communities Fund has nearly 400 investors throughout North America that invest through our traditional method. This method allows investors to pick the length and term of their investments and are coordinated through WCCN's central office in Madison, WI.

About 85% of our traditional-method investors are individuals; churches, local activist organizations and small foundations make up the remaining 15%. This is a diverse range of persons; what they share in common is a commitment to socially responsible investment and just economic development.

Our investors lend anywhere from $1,000 to $300,000. The median traditional method investment is $5,000. Below are the parameters for traditional method investments:

• Loan Amount: $1,000 minimum
• Loan Length: 2 to 5 years
• Interest Rate: Between 0%-6% annual simple interest, depending on the length of time and amount of investment

Interest is paid annually and the maturity is paid in full on the day the investment reaches maturity. In ten years of this work, WCCN has maintained 100% repayment to its investors, always on time. If you would like more information or a prospectus, please contact us at (608) 257-7230 or at wccn@wccnica.org or write to us at WCCN, P.O Box 1534, Madison, WI 53701.

NOTE: In certain states, promissory notes for the Capital for Communities Fund are being offered and may be sold without registration under applicable state securities laws pursuant to exemptions analogous to Section 3(a)(4) of the Act or on the basis of exemptions for offerings to a limited number of persons in such states. This description of WCCN's loan fund program does not constitute an offer nor the solicitation of an offer to sell to any person in any state or other political jurisdiction in which such offer or solicitation may not be lawfully made.

Donations

In addition to investments, donations enable the Capital for Communities Fund to expand while maintaining an adequate reserve to protect investors in the event that the fund should experience unexpected financial losses. Donations are fully tax deductible. You can donate now online or via regular mail.